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TYLER • NACOGDOCHES • RUSK
• JACKSONVILLE
Serving the East
Texas Community Since 1920
Locally Owned and Operated
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Checking • Savings • Certificates of Deposit
• Safe Deposit Boxes • ATM Cards
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Statement
Imaging
All Citizens 1st Bank checking accounts now come with free Imaged
Statements! To see how Statement Imaging benefits you, click here to view our Imaging
brochure.

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Important Disclosure Regarding Deposit Insurance of Noninterest-bearing Transaction Accounts.
- $99 minimum to open
- No monthly account
maintenance fee
- First 50 checks FREE
- Eligible for OOPS! Overdraft
Privilege
- $99 minimum to open
- $475 minimum daily
balance required to avoid account maintenance fee
- $8 per month plus 20¢ per
check for each debit over 15 debits if balance falls below $475
- Eligible for OOPS! Overdraft
Privilege
- $99 minimum to open
- Monthly account
maintenance fee can be $8, $9, or $10 depending on the level of
insurance purchased
- Other benefits include free
checks, nationwide discount book, key ring protection, and many
others.
- Eligible for OOPS! Overdraft
Privilege
- $1,500 minimum to open
- $1,500 minimum daily
balance to avoid account maintenance fee
- $10 account maintenance
fee plus 25¢ per debit for each debit during the statement cycle if $1,500
minimum is not maintained
- Eligible for OOPS! Overdraft
Privilege
- $2,500 minimum to open
- $2,500 minimum daily
balance to avoid account maintenance fee
- $15 account maintenance
fee plus 25¢ per debit for each debit during the statement cycle if
the balance falls below $2,500
- Eligible for OOPS! Overdraft
Privilege
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Money Market Checking Account

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- $2,500 minimum to open
- $2,500 minimum daily
balance to avoid account maintenance fee
- $15 account maintenance
fee if balance falls below $2,500
- Transfers from a Money
Market Checking account to another account or to third parties by
preauthorized, automatic, or telephone transfer are limited to six
per statement cycle.
- A per item fee of $5.00
will be charged for each transaction outside the bank in excess of
three during a statement cycle.
- $500 minimum to open
- $200 minimum daily
balance to avoid account maintenance fee
- $5 account maintenance
fee if balance falls below $200
- Transfers from a Savings
account to another account or to third parties by preauthorized,
automatic or telephone transfer are limited to six per statement
cycle.
- A per item fee of $1.00
will be charged for each debit transaction (withdrawal, automatic
transfer, or payment out of this account) in excess of three during
a calendar month.
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