Checking  •  Savings  •  Certificates of Deposit  •  Safe Deposit Boxes  •  ATM Cards Statement Imaging All Citizens 1st Bank checking accounts now come with free Imaged Statements! To see how Statement Imaging benefits you, click here to view our Imaging brochure. Free Checking Account $99 minimum to open No monthly service charge First 50 checks FREE Eligible for OOPS! Overdraft Privilege Regular Checking Account $99 minimum to open $475 minimum daily balance required to avoid service charge $8 per month plus 20¢ per check for each debit over 15 debits if balance falls below $475 Eligible for OOPS! Overdraft Privilege Banclub Checking Account $99 minimum to open Monthly service charge can be $8, $9, or $10 depending on the level of insurance purchased Other benefits include free checks, nationwide discount book, key ring protection, and many others. Eligible for OOPS! Overdraft Privilege NOW Account $1,500 minimum to open $1,500 minimum daily balance to avoid service charge $10 service charge plus 25¢ per debit for each debit during the statement cycle if $1,500 minimum is not maintained Eligible for OOPS! Overdraft Privilege Super NOW Account $2,500 minimum to open $2,500 minimum daily balance to avoid service charge $15 service charge plus 25¢ per debit for each debit during the statement cycle if the balance falls below $2,500 Eligible for OOPS! Overdraft Privilege Money Market Checking Account $2,500 minimum to open $2,500 minimum daily balance to avoid service charge $15 service charge if balance falls below $2,500 Only six withdrawals allowed per statement cycle. No more than three by check. A $5 fee will be assessed for each debit after six Savings Account $500 minimum to open $200 minimum daily balance to avoid service charge $5 service charge if balance falls below $200 Only six withdrawals allowed per statement cycle. Three may be by debit/ATM card. A $1 charge will be assessed for each debit over three

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