Checking Savings Certificates of Deposit Safe Deposit Boxes ATM Cards
 | Statement Imaging
All Citizens 1st Bank checking accounts now come with free Imaged Statements! To see how Statement Imaging benefits you, click here to view our Imaging brochure.
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Notice About Your FDIC Coverage:
Beginning January 1, 2010 Citizens 1st Bank will no longer participate in the FDIC’s Transaction Account Guarantee
Program. Thus, after December 31, 2009, funds held in noninterestbearing transaction accounts will no longer be guaranteed in full under the Transaction Account Guarantee Program, but will be insured up to $250,000 under the FDIC’s general deposit
insurance rules.
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- $99 minimum to open
- No monthly account maintenance fee
- First 50 checks FREE
- Eligible for OOPS! Overdraft Privilege
- $99 minimum to open
- $475 minimum daily balance required to avoid account maintenance fee
- $8 per month plus 20¢ per check for each debit over 15 debits if balance falls below $475
- Eligible for OOPS! Overdraft Privilege
- $99 minimum to open
- Monthly account maintenance fee can be $8, $9, or $10 depending on the level of insurance purchased
- Other benefits include free checks, nationwide discount book, key ring protection, and many others.
- Eligible for OOPS! Overdraft Privilege
- $1,500 minimum to open
- $1,500 minimum daily balance to avoid account maintenance fee
- $10 account maintenance fee plus 25¢ per debit for each debit during the statement cycle if $1,500 minimum is not maintained
- Eligible for OOPS! Overdraft Privilege
- $2,500 minimum to open
- $2,500 minimum daily balance to avoid account maintenance fee
- $15 account maintenance fee plus 25¢ per debit for each debit during the statement cycle if the balance falls below $2,500
- Eligible for OOPS! Overdraft Privilege
 |  |  | Money Market Checking Account
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- $2,500 minimum to open
- $2,500 minimum daily balance to avoid account maintenance fee
- $15 account maintenance fee if balance falls below $2,500
- Only six withdrawals allowed per statement cycle. No more than three by check. A $5 fee will be assessed for each debit after six
- $500 minimum to open
- $200 minimum daily balance to avoid account maintenance fee
- $5 account maintenance fee if balance falls below $200
- Only six withdrawals allowed per statement cycle. Three may be
by debit/ATM card. A $1 charge will be assessed for each debit over
three
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